My Upfront Mortgage Broker_® Pledge

• I will get your loan approved for an agreed upon flat-fee, ranging from - $1,000.00 - 3,500.00.
• A copy of the rate lock sheet and the rates will be available to the borrower.
• The total fee will be charged as an origination fee. Yield Spread Premiums paid by wholesale lenders will be credited towards the borrowers closing costs, pre-paid items, and/or loan principal balance.
• Third-party closing costs shall be billed without any mark-ups. Bills are available upon request.
• I guarantee the closing costs disclosed on the Good Faith Estimate. This guarantee does not include pre-paid items associated with property taxes, hazard insurance, or any local transfer taxes. It also does not include items associated with Home Owner Associations or fees (including commissions) charged by Real Estate Agents. If the loan program changes prior to closing represented by a new lock a new guaranteed Good Faith Estimate will be provided.
• When I provide a pre-approval letter, upon request I will guarantee the earnest money subject to the limitations described in the letter.his guarantee is limited to the extent described in the pre-approval. This guarantee is rendered null and void by any failure of disclosure on the part of the borrower.